Privacy Policy

1. Information We Collect

To provide you with accurate DSCR loan qualification results and match you with the best available lenders, we collect several types of information:

• Personal Information: Name, email address, and phone number provided through our calculator or lead forms.
• Financial & Credit Profile: Estimated credit score range, current housing or property ownership status, and liquid asset/reserve estimates.
• Property Data: Property address, estimated value, gross monthly rental income, and current or target loan details (e.g., LTV).
• Usage Data: IP address, browser type, and interactions with our website to improve our user experience.

2. How We Use Your Information

We use the information collected for the following business purposes:

• To calculate your estimated Debt Service Coverage Ratio (DSCR).
• To identify and match you with third-party lenders who specialize in your property type or financial profile.
• To facilitate communication between you and qualified lending partners.
• To analyze website performance and marketing effectiveness.
• To comply with legal obligations and prevent fraudulent activity.

3. Sharing Your Information

DSCRLoanExpert is a lead-generation and lender matching platform. By submitting your information via our forms, you consent to us sharing your property and contact data with our network of authorized DSCR lenders.

These third-party partners may contact you via email, phone, or SMS to discuss your loan requirements. We do not sell your personal information to third-party marketing companies for purposes unrelated to your loan inquiry.

4. Data Security

We implement industry-standard security measures to protect your information from unauthorized access, disclosure, or alteration. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking

We use cookies and similar technologies to track user behavior on our platform. This helps us understand which regions are most active and which loan products are in demand. You can disable cookies in your browser settings, though some features of our calculator may be impacted.

6. Your Rights and Choices

Depending on your location (e.g., California), you may have specific rights regarding your data, including:

• The right to access the personal data we hold about you.
• The right to request the deletion of your data.
• The right to opt-out of the "sale" or sharing of your personal information.

To exercise any of these rights, please contact us at privacy@dscrloanexpert.com.

7. Third-Party Links

Our site contains links to lender websites. We do not control the privacy practices of these third parties. We encourage you to review the privacy policies of any site you visit after leaving DSCRLoanExpert.

8. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our services or legal requirements. We will notify you of any significant changes by updating the "Last Updated" date at the top of this page.